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PLEASE HELP! Do I Build A Small House Now Or Keep Saving?


I am in a dilemma worsened by this covid19.

I am a graduate male of 29 residing in the East.
I still squat with a friend, not because I don’t have money for house rent.
… But principally because I have been unable to figure out what I want to do with my life, hence renting a house feels like a commitment that might get me stuck.
I always feel I might move anytime soon– to either another state or abroad for masters or just practice of my profession. Note that I didn’t study a STEM course.
All these while squatting, I have been saving via my proceeds from hustles.
In the wake of this COVID-19, I checked all my banks and found out that money I have in my account has lost so much value given the dollar rate.
I have 11.4 million, inclusive of my working capital, plus a rickety car valued at 350k. Each time, I need just 3-5 m as working capital.
It seems that trying to save more is a false economy and might be counter-productive.
NOW, I AM CONSIDERING buying a plot of land and erecting a small house even if it’s 3 rooms. This, I think will serve as an investment that will keep appreciating and also serve as a residence.
Or just open a domiciliary account to hedge against naira fall and continue saving.

What Do You Think Please?

Anjorin Abimbola Oluwaseun is the CEO of bimloaded.com.ng he is from imota Lagos Nigeria... He is a blogger and also a Dj. His stage name is Dj Bimbus

   

 

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